When buying auto insurance you want the best coverage you can get for the lowest price possible. Here are a few issues you should consider before committing to a policy. [Read more…] about Auto insurance basics
Fire! Your business at risk
How to protect your business from the aftereffects of a fire or other safety crisis? Both can take an enormous toll, emotionally and financially. Even if you assume no employee or customer injuries, there’s still damage to your company’s equipment, structures, and materials to consider.
And there are a host of things you might not consider right off the bat, like lawsuits, lost man hours, inventory loss, and flat revenue for the period during which your company may be unable to operate.
There’s no way, of course, to completely protect your business and your employees from safety risks and fires. But there are ways to decrease your business’s vulnerability and maximize its ability to recover from the crisis. [Read more…] about Fire! Your business at risk
How to determine which insurance policy is right for you
Choosing an insurance policy can be a daunting task. With so many policies providing different coverages with different deductibles as well as optional riders and other add-ons, there’s a lot to consider. Here’s how to start. [Read more…] about How to determine which insurance policy is right for you
4 tips for insuring your small business
Insurance is a significant expense for many small businesses.
Here are 5 tips to help you evaluate your business insurance, keep your costs under control and have the peace of mind that you have adequate coverage in place. [Read more…] about 4 tips for insuring your small business
A guide to insuring your boat
Boating is a refreshing, yet expensive, hobby.
Boat insurance is not an obligation in New Jersey; however, even though it is not required, it is well worth it to protect the money you have invested in your boat and to cover you for any liability.
Here is a quick overview of boat insurance options. [Read more…] about A guide to insuring your boat
Auto insurance abroad
Auto insurance rules and regulations can differ greatly across the world. Do not assume that your domestic policy will cover you in other countries.
Here’s how local laws might affect your coverage when traveling internationally in North America or Europe.
Tax advantages of life insurance
Most people think of life insurance as a tool for end of life planning.
A key advantage of life insurance is that the death benefit is transferred to the beneficiary tax-free. Your beneficiary can make complete use of the benefit to pay off debt, replace your income and meet other needs during these trying times. [Read more…] about Tax advantages of life insurance
How to guard against natural disasters
As those of us living in Monmouth County know, a natural disaster can strike at any time.
While there is no sure-fire way to protect yourself 100% from disasters like floods and hurricanes, you can at least guard yourself financially.
While experts recommend having at least 3-12 months of savings to protect against major calamities, the truth is that most people don’t have nearly enough in emergency funds. So the best choice is a good insurance policy. [Read more…] about How to guard against natural disasters
4 tools to kick-start your financial planning
Many people make the mistake of waiting too long to save for retirement. Others don’t plan for putting their children through college or buying their child a new car.
Here are 4 financial planning tools to help you plan appropriately for your family’s future. [Read more…] about 4 tools to kick-start your financial planning
How to Choose an Auto Insurance Policy
Choosing an auto insurance policy isn’t always as straightforward as you think. You could overpay for coverage if you’re not careful, or worse, not have all the coverage you need. These three tips will help you choose the policy that’s right for you.