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Home décor that can be a liability

March 25, 2019 by John B. Wright Insurance Leave a Comment

Some of your favorite, most-used and valuable home decorations can present risks and dangers you’ve never thought of. Here are some common items that can become a liability.

Your plants

You might be surprised to learn that many common household plants are poisonous when ingested. While adults are unlikely to take a nibble, pets and children are notorious for putting anything and everything into their mouths.

Any plant that can cause a negative reaction when eaten should be placed out of an animal’s reach and away from small children.

Blind cords

Many companies are doing away with corded blinds, but they are still a common feature in older homes. Corded blinds are considered a risk to both children and pets. If possible, switch to cordless blinds. There are also protective devices available that reduce the risk of strangulation.

Storage chests

Whether used to hold toys or treasures, children sometimes play inside of storage chests. These items tend to have heavy lids that easily slam shut.

It’s all too easy for children to break fingers and other bones in a moment of carelessness, and even sustain head and neck injuries. If you have a storage chest, install slow-close hinges to mitigate the risk.

Heavy furniture

Your four-seat couch might look stable, but clambering children, animals and adults can easily tip it over under the right circumstances. For smaller individuals, this can result in significant injuries, or even death. All heavier furniture items with a tipping risk should be anchored to the walls to prevent them from falling over.

Rugs and runners

Because rugs and runners can bunch up and move around, they can be hazardous for those walking in your home. Look for items with non-slip backs or consider using double-sided tape to hold your existing rugs in place.

Heavy sculptures and vases

Freestanding décor is more at risk of falling or being knocked over, and weighty sculptures and vases can be cause for concern. Keep them away from heavily trafficked spots, such as your entryway, and consider using poster putty or museum wax to anchor them in place.

Does your insurance policy protect you against these liabilities? Find out by speaking with your insurance broker.

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