Although traveling abroad can be an incredible experience, you can’t guarantee yourself a healthy and risk free time. So what should you do if you fall ill or get injured while out of the country?
Start by taking out traveler’s insurance
Traveler’s insurance will cover many medical expenses you might encounter while abroad. Make certain you know the language and limits of your policy prior to traveling so you understand how to use it if needed.
Research healthcare in the country you are visiting
Not every healthcare system in the world looks the same. For example, in countries with both public and private healthcare systems, you may not be able to be treated at public hospitals. Even consultations can be different. In Mexico and many other Latin American countries, general physicians are on staff at nearly every pharmacy and are the correct choice for a consult rather than a hospital visit.
Come prepared with the basics
Medications vary by country, so you should bring along the basic items you might need. In addition to prescription medications, bring something for pain, something for cough and possibly a cold and flu remedy. It is easier to take something you are familiar with that has directions in your language rather than sort through foreign options at a pharmacy.
Have important information on your person
Your information will not be on file for doctors to access, but it needs to be accessible if you are incapacitated. Everyone in your party should keep a card with their blood type, allergies and chronic conditions in the local language on you at all times.
Know how to contact the embassy
While your embassy will not cover the costs of medical care, they can liaise with your insurance company or contact family back home. They can also help you to navigate confusing local healthcare systems.
Ultimately, the most important step is getting insurance coverage. From there, most things will fall into place. Speak with your insurance broker to make sure you’ll be covered on your next trip.
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