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A simple guide to insuring art, jewelry and collectibles

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From toys and dolls to art and jewelry, Americans love to collect things.

Whether you collect to relive your childhood or simply for the thrill of the hunt, the last thing you want to worry about is what would happen if your collection were stolen, damaged or destroyed.

Even if your collection is irreplaceable, taking out an insurance policy designed for collectibles can protect your investment and provide peace of mind. Here’s what you should know about insuring collectibles. [Read more…] about A simple guide to insuring art, jewelry and collectibles

Who’s covered by my boat insurance policy?

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Boat insurance in New Jersey isn’t like auto insurance. Without any legal requirements for coverage, boat owners are free to decide which coverages (if any) they want their policy to include.

One of the biggest reasons to get insurance coverage for your boat, despite your lawful ability to operate a boat without it, is to protect yourself and others in the event of an accident resulting in significant medical or legal costs.

But with a host of coverage options, it can be hard to know which ones you need to make sure everyone is covered. Here’s a simple guide to who is and who isn’t covered by different types of policies. [Read more…] about Who’s covered by my boat insurance policy?

How self-driving cars will affect insurance

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Self-driving cars are coming.

With some of the world’s largest companies like Google and major auto manufacturers getting on board, at this point it’s almost a sure thing. Self-driving vehicles are going to revolutionize the auto industry, including insurance.

Here are a few ways experts predict the auto insurance industry will change.

[Read more…] about How self-driving cars will affect insurance

Why you should check your credit report before shopping for insurance

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You already know that your credit score is the primary factor used to determine your eligibility for various types of loans but did you know that your credit affects your auto and homeowner’s insurance rates, too?

Insurers use something called your credit-based insurance score to determine how much you pay for coverage. Here’s what you should know about this number, and how you might be able to lower your rates. [Read more…] about Why you should check your credit report before shopping for insurance

What boat insurance coverage is required in New Jersey?

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If you’re here for the simple answer, and you’re not worried about anything ever happening to your boat, you can stop reading now, because the state of New Jersey has no insurance requirements for boats.

But just because there’s no legal stipulation for boat insurance doesn’t mean you should set sail without the extra peace of mind a good insurance policy affords.

It’s likely that after your home, your boat is your biggest investment. If you want to protect that investment, here are 3 types of coverage that can help. [Read more…] about What boat insurance coverage is required in New Jersey?