Choosing an insurance policy can be a daunting task. With so many policies providing different coverages with different deductibles as well as optional riders and other add-ons, there’s a lot to consider. Here’s how to start. [Read more…] about How to determine which insurance policy is right for you
Insurance is a significant expense for many small businesses.
Here are 5 tips to help you evaluate your business insurance, keep your costs under control and have the peace of mind that you have adequate coverage in place. [Read more…] about 4 tips for insuring your small business
Boating is a refreshing, yet expensive, hobby.
Boat insurance is not an obligation in New Jersey; however, even though it is not required, it is well worth it to protect the money you have invested in your boat and to cover you for any liability.
Here is a quick overview of boat insurance options. [Read more…] about A guide to insuring your boat
Auto insurance rules and regulations can differ greatly across the world. Do not assume that your domestic policy will cover you in other countries.
Here’s how local laws might affect your coverage when traveling internationally in North America or Europe.
Most people think of life insurance as a tool for end of life planning.
A key advantage of life insurance is that the death benefit is transferred to the beneficiary tax-free. Your beneficiary can make complete use of the benefit to pay off debt, replace your income and meet other needs during these trying times. [Read more…] about Tax advantages of life insurance
As those of us living in Monmouth County know, a natural disaster can strike at any time.
While there is no sure-fire way to protect yourself 100% from disasters like floods and hurricanes, you can at least guard yourself financially.
While experts recommend having at least 3-12 months of savings to protect against major calamities, the truth is that most people don’t have nearly enough in emergency funds. So the best choice is a good insurance policy. [Read more…] about How to guard against natural disasters
Many people make the mistake of waiting too long to save for retirement. Others don’t plan for putting their children through college or buying their child a new car.
Here are 4 financial planning tools to help you plan appropriately for your family’s future. [Read more…] about 4 tools to kick-start your financial planning
Many people pass up the chance to get life insurance just because they don’t understand it.
That’s a shame because life insurance has many benefits. Understanding that there are two very different types of insurance is the starting point to realizing these benefits.
[Read more…] about Understanding the Two Types of Life Insurance