Shopping for luxury real estate requires a slightly different tack. From searching for properties to evaluating value, negotiating the deal and financing, every step of the process is just a little bit different.
The more familiar you are with the nuances of buying a luxury home the happier you’ll be with your investment. [Read more…] about Things to consider when buying a luxury home
Not all auto insurance policies are created equal. This is especially true when looking to cover classic cars.
Avid car collectors should familiarize themselves with the differences to ensure they’re getting the right coverage for the right price to protect their investment. [Read more…] about How is insurance for classic cars different?
Even if your home is 100% covered by homeowner’s insurance, no check will make up for family heirlooms, photos, documents, keepsakes, artwork and other irreplaceable items.
Get to know the top causes of fires in the home so that you can be better prepared to avoid such a sad event. [Read more…] about 9 common causes of fire in the home
It’s important to invest in your future. However, when you have debt, the choice between investing and paying off debt can be complicated.
You will lose out on compound interest if you pay off your debt before investing. However, if you invest before paying your debt, you’ll be stuck with managing it and paying potentially high interest rates. You also could damage your credit score.
Here are a few factors to consider when deciding which is best for you, paying off debt or investing. [Read more…] about Should you pay off your debt or invest?
Water damage is one of the more common hazards facing homeowners in the United States.
Even homes located well outside of high-risk flood zones can experience significant losses when a heavy rainstorm hits. With proactive maintenance, you can lower the chances that you’ll be forced to clean up a soppy mess.
For better or worse, marriage makes a big impact on your finances.
For many couples, just talking about money matters can be one of the most difficult parts of a marriage. Here are a few of the most important financial steps to take when you’re married. [Read more…] about 5 financial tips for married couples
Successfully running a business means always keeping a keen eye on the bottom line. When it comes to cost savings, every little bit counts.
When reassessing your insurance needs and premiums, consider these methods for lowering rates when your policies come due.
Medical debt is the number one cause of bankruptcy in the United States. Even after new health care legislation, this continues to be the case.
A relatively minor surgery can easily add up to tens of thousands of dollars in medical bills. Serious issues can cost millions.
Unlike a lender for a car or home, typically, doctors and medical providers don’t report your medical debt to credit reporting agencies. At least not immediately. They will turn your debt over to a collection agency after it goes unpaid a certain amount of time, which depends on the provider. The collection agency will then issue a report to the credit agencies. This can cause your credit score to drop from 50 to 100 points, per collection. [Read more…] about How medical debt can affect your credit score
Households with credit card debt pay an average of $1,300 a year in interest.
It’s frustrating to watch all those dollars get sucked up with no benefit, and many people find it hard to climb out of debt, even if they can make consistent payments.
If you find yourself in this position, it may be worth consolidating the balance on your credit cards in order to improve your financial position. [Read more…] about Should you consolidate your credit cards?
With dozens of companies to choose from for home insurance, confusing jargon and complex contracts that look more like law school textbooks than policies, it can be a real challenge to know which company deserves your business.
But shopping for home insurance doesn’t have to be difficult. Not if you know what to look for. Use this simple guide to determine which home insurance policy is right for you. [Read more…] about What to look for in home insurance