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How does renting out a room affect my homeowner’s policy?

January 8, 2018 by John B. Wright Insurance Leave a Comment

Renting out a room in your house may affect your homeowner’s policy or require additional coverage. Here are a few things you should consider, and speak with an agent about. [Read more…] about How does renting out a room affect my homeowner’s policy?

5 things to consider in a safe for your home

January 5, 2018 by John B. Wright Insurance Leave a Comment

If you have items of high value, items without a specific value but which you greatly treasure, or items that you need to restrict access to, you might be interested in purchasing a home safe.

Here are five points to consider when purchasing a safe for your home.
[Read more…] about 5 things to consider in a safe for your home

5 mistakes that can void your homeowner’s insurance

January 3, 2018 by John B. Wright Insurance Leave a Comment

Once a homeowner’s insurance policy is purchased, it’s often ignored until it’s needed.

However, common mistakes can render your policy void if you aren’t mindful of its limitations. For peace of mind, avoid these five errors. [Read more…] about 5 mistakes that can void your homeowner’s insurance

What optional insurance should you purchase?

January 2, 2018 by John B. Wright Insurance Leave a Comment

While it can be tempting to go with the minimum insurance coverage required by law to save money in the short term, there are certain optional insurance policies that might greatly benefit you in the right circumstances.

What optional insurance policies and coverage should you purchase? [Read more…] about What optional insurance should you purchase?

Common questions about contractual risk transfer agreements

December 29, 2017 by John B. Wright Insurance Leave a Comment

Construction is a business with a good deal of inherent risk. When contractors hire subcontractors to accomplish some of their work, contractual risk transfer agreements determine which party is liable in the event of an injury, property damage or another claim.

Here, we’ve answered some questions we often hear about contractual risk transfer agreements. If you’d like more information or to review your contractual risk transfer agreement with an insurance expert, contact us today for a complimentary consultation. [Read more…] about Common questions about contractual risk transfer agreements

How to respond to injuries on your property

December 27, 2017 by John B. Wright Insurance Leave a Comment

It is an unfortunate fact that we live in a society where lawsuits are common.

Should someone be injured on your property, you need to be prepared, know how to react in the moment, in the direct aftermath of the accident, and in the longer term. [Read more…] about How to respond to injuries on your property

Common myths about teen drivers

December 26, 2017 by John B. Wright Insurance Leave a Comment

Having a teen is scary enough; having one drive is positively terrifying. As such, it is no surprise that there are as many myths surrounding teen drivers as there are about Bigfoot.

To give you a balanced perspective on your teen driver, and hopefully relieve some stress, let’s take a look at some common teen driver myths. [Read more…] about Common myths about teen drivers

Questions to ask when choosing a health insurance plan

December 22, 2017 by John B. Wright Insurance Leave a Comment

Choosing a health insurance plan can be downright complicated. There are many things to consider beyond what you’ll pay in premiums.

Here are a few questions you should ask your insurance agent when choosing a health insurance plan. [Read more…] about Questions to ask when choosing a health insurance plan

How much liability insurance does your business need?

December 20, 2017 by John B. Wright Insurance Leave a Comment

Most business owners know that they need liability insurance, but it can be difficult to determine just how much liability coverage you need.

The best way to identify your risks and prepare for them appropriately is to talk to an experienced agent. Here are some general guidelines to keep in mind. [Read more…] about How much liability insurance does your business need?

The benefits and risks of cloud computing

December 18, 2017 by John B. Wright Insurance Leave a Comment

Cloud computing has become a common buzzword in the business world. While those in the technology sector have long known about and used cloud computing services, it’s only in recent years that there’s been a surge with other businesses.

For small businesses, there can be a lot of pressure to convert. Many have only recently switched from physical books to computer files, and now they’re supposed to store their information in the cloud.

If you’re struggling with the decision between keeping your records where they are or opting for cloud computing, here’s a quick overview of some of its benefits and risks. [Read more…] about The benefits and risks of cloud computing

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