Everyone would like to pay lower health insurance premiums, but it can be a calculated risk where you are hoping to need little health care in order to lower your monthly payments.
How can you tell if the plan you considering is right for you? [Read more…] about Health insurance: Low premium or low deductible?
Freezing temperatures and snow and ice present unique maintenance challenges for your home and car.
Here are a few simple ways to winterize your home and vehicle so you can safely and economically enjoy the season. [Read more…] about Simple ways to winterize your home and vehicle
A fire can tear through a modern home very quickly.
Research shows that you have just three or four minutes to escape a burning house, whereas 30 years ago you would have had 17 minutes. Here’s why. [Read more…] about Modern homes burn faster in a fire
Accidents happen. When they involve customers, your general liability insurance takes care of them. And when they involve employees, workers’ compensation insurance (better known as simply “workers’ comp”) provides the needed compensation to help them get back on their feet.
Every state has workers’ comp requirements for employers and stiff penalties for failing to meet them.
Here’s everything you need to know about workers’ comp insurance for your business. [Read more…] about What business owners need to know about workers’ comp
There is no better time to get your finances in order than at the beginning of the New Year.
Start your year with these financial tips. [Read more…] about Financial tips to start the year
Small business owners have a lot resting on their shoulders. You need to keep track of, and oftentimes do yourself, everything from accounting to marketing. One easily overlooked but necessary consideration is insurance coverage for your business.
Appropriate coverage will depend on the nature and scale of your business. However, there are a few types of insurance coverage most small business owners should have. [Read more…] about Insurance policies for small business owners
It’s easy to find rental advice for renters, covering tenant rights and what recourse they have should things go sideways.
However, a landlord must understand how to protect themselves as well. Property is a significant investment and a lot is it stake when it is leased out. [Read more…] about How to protect yourself as a landlord
Thinking about your own death, or that of a loved one, is uncomfortable at best but taking out a life insurance policy is key to the security of your family.
Should everyone have life insurance? Ideally, but many people hope to avoid taking out a policy. Here are some signs that point to it being time for you to take out life insurance. [Read more…] about How to know when you need life insurance
A myriad of factors go into determining the costs of medical care. Prices are often opaque, and deductibles, co-pays and in and out-of-network providers can really muddy the waters.
Here are a few of the most important factors that determine how medical services are priced. [Read more…] about How medical costs are determined
Homeowner’s insurance policies are customized to the property they insure.
Items that increase the safety of your home like an alarm system can lower your premium but another lesser-known factor is how attractive nuisances can impact your coverage. [Read more…] about Attractive nuisance insurance