Many companies offer their employees life insurance. These policies may be covered by the employer in full and usually give you to option to purchase additional coverage without the need for a medical exam.
Many people opt to rely strictly on these employer-provided policies. In this post we’ll explore the factors that determine whether this coverage is enough. [Read more…] about Is your employer-provided life insurance sufficient?
It’s a difficult but necessary conversation when it comes to speak with your elderly parent about no longer driving.
Here are some tips for talking to your elderly parent about restricting, or eliminating, their driving. [Read more…] about How to speak with an elderly parent about their driving
An RV breakdown can feel ten times worse than regular car trouble. Not only is your mode of transportation out of commission for a while, but your current home is also stranded.
To help the repair process go as smoothly as possible, keep these tips in mind. [Read more…] about What to do if your RV breaks down
Many people are wary of working with a health insurance broker, believing that they can find the right policy themselves without needing to ask for help or pay a fee.
While it is certainly possible to locate, compare and sign up for policies without assistance, there are important advantages to working with a health insurance broker. [Read more…] about The advantages of working with a health insurance broker
Parents are able to continue covering their young adult children until they reach the age where they should be finished with most or all of their college education.
But should you? This post gives an overview of when it makes sense to keep our children on your policy and when it doesn’t. [Read more…] about Should your adult child remain on your health insurance?
Being a freelancer or independent contractor comes with many benefits such as control over your work and career. However, freelancers do miss out on certain valuable perks, namely employer-provided insurance coverage.
Health insurance is the most talked about employer-provided coverage, but there are many other business-related policies relevant to a freelancer. What insurance policies are necessary to keep you and your business secure? [Read more…] about Insurance policies for freelancers
Aside from replacing your appliances with more energy-efficient options, there are a number of behaviors and fixes that can leave you with a lower energy bill each month and can help you reduce your impact on the planet. [Read more…] about 6 ways to reduce energy use at home
Some people choose to forgo insurance coverage due to cost. The possibility of a problem seems distant and unlikely compared to the money they have to pay for insurance coverage today.
But whatever you save in not taking out a policy today can cost a lot more later on.
To clarify why not having insurance is a risky gamble, let’s look at some ways it can cost you. [Read more…] about Not having insurance can cost you
Three terms you will come across with any insurance plan are premium, deductible and copay.
Here’s a quick overview of all three. [Read more…] about Premiums, deductibles and copays
Whether you are looking for a place to live full time, a vacation property, or a place for your college-aged child, assessing potential rental properties can be tricky.
Follow this simple guide to make for a smoother process. [Read more…] about How to assess rental properties