
Kids love trampolines, and it is easy to see why. They are fun, they get you outside, and you can really test your limits on them.
But there is a reason why insurance companies consider them to be a hazard. Should you take the risk and purchase a trampoline for your yard?
Just how risky are trampolines?
The Consumer Product Safety Commission notes that in 2014, more than 100,000 injuries were the direct result of trampoline use. The American Academy of Pediatrics suggests that parents avoid at-home trampolines entirely. Common injuries include broken and fractured bones, pinched skin, scrapes, and in rare instances, spinal cord damage.
Is it worth the risk?
If you still feel that having a trampoline is best for your family, look for trampolines with features that lower the risk—keeping in mind that they do not eliminate the risk entirely. These features include:
- Cords instead of springs
- Covering over the cords or springs
- A net that zips to keep kids from flying off the trampoline
- A secure frame that can be anchored to the ground
- A low center of gravity
Ask your insurance broker
Even if you have found the safest trampoline on the market, do not make a purchase until you check with the insurance company that provides your homeowner’s policy. Some policies prohibit having trampolines on the property. Others will have specific restrictions in place. Make certain you are following the rules of your insurance company so as not to compromise your coverage.
Use it safely
Use best practices when allowing children on the trampoline. Always have an adult supervising, do not put larger kids in with smaller kids, avoid flips and somersaults and do not allow children to use the trampoline to jump from one location to another.

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