For some empty nesters their house feels lonely without the kids or for others it just makes sense to downsize once they no longer need all that space. No matter the reason, many seniors opt for retirement communities after their children are grown and out of the house.
Many of these communities offer luxury housing with plenty of amenities. Monthly fees can cover housekeeping and other assistance. There are activities and a sense of community that can often be lacking as you transition out of the workforce. Some communities partner with local healthcare providers to make it easier to stay healthy and fit.
If a retirement community sounds like it could be an attractive option, consider the following items when researching them.
Age range of the other residents
In general, you will want to target retirement communities where the general population is relatively close to your age. You are more likely to bond with your neighbors and you can expect management to tailor their approach to the majority of residents.
Community vibe
What do you want out of your retirement? Is your goal to be busy all the time, socializing, taking classes and exploring the surrounding area? Or would you prefer as much rest and relaxation as possible? Different retirement communities will have different vibes. Some are about staying active and keeping a full schedule. Others are about peace and quiet.
Must-have amenities
A big draw for retirement communities are the amenities they offer. Depending on the community you choose, living there can feel like a permanent vacation. Which amenities you look for in your search will depend on your interests and needs. Some amenities may include:
- Gyms with daily classes
- Swimming pools
- Salons and spas
- Multiple dining rooms
- Social clubs
- House and groundskeeping services
- Private transportation
Community restrictions
Most retirement communities include restrictions to help create the atmosphere residents want. Common restrictions include talking outside at night, smoking and playing loud music. Be certain to ask about all restrictions when you tour the community.
Once you find the community of your choice, speak with your insurance broker about policies you may need.
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